If you have had your hours cut, been furloughed, or laid off:
If your employer has reduced your hours or shut down operations due to COVID-19, you can file for unemployment insurance. If you are expecting to return to your job after the dust settles, you do not have to be actively seeking new work during the outbreak. But you must be "able and available to work" to get these benefits, which generally range from $40-$450 per week for up to six months. For more information, visit: https://edd.ca.gov/Unemployment/Filing_a_Claim.htm
If you are currently sick with the coronavirus or have been exposed:
Individuals who are unable to work due to having or being exposed to COVID-19 (certified by a medical professional) can file a Disability Insurance (DI) claim.
Disability Insurance provides short-term benefit payments to eligible workers who have full or partial loss of wages due to a non-work-related illness, injury, or pregnancy. Benefit amounts are approximately 60-70 percent of wages (depending on income) and range from $50 - $1,300 a week. For more information, visit: https://edd.ca.gov/Disability/How_to_File_a_DI_Claim_in_SDI_Online.htm/t_blank?fbclid=IwAR37UBdHJK4O3IRzK9Ff_sY1xdK7LuD1QKeb60xPK_-DC6cvtmF6Ejxbtxw
If you are caring for someone else who is sick:
Californians who are unable to work because they are caring for an ill or quarantined family member with COVID-19 (certified by a medical professional) can file a Paid Family Leave (PFL) claim.
Paid Family Leave provides up to six weeks of benefit payments to eligible workers who have a full or partial loss of wages because they need time off work to care for a seriously ill family member or to bond with a new child. Benefit amounts are approximately 60-70 percent of wages (depending on income) and range from $50-$1,300 a week. For more information, visit: https://edd.ca.gov/Disability/How_to_File_a_PFL_Claim_in_SDI_Online.htm/t_blank?fbclid=IwAR1h6aChB9g-qjbT5S2SGOeOfJQtjbj-BqlJsUEYmloPvtHDWeCVhEIsyN8
The U.S. Small Business Administration (SBA) is offering low-interest federal disaster loans for working capital to California small businesses suffering substantial economic injury as a result of the novel coronavirus.
Applicants may apply online, receive additional disaster assistance information and download applications at disasterloan.sba.gov/ela. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email firstname.lastname@example.org for more information on SBA disaster assistance. Individuals who are deaf or hard-of-hearing may call (800) 877-8339. Completed applications should be mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155. The deadline to apply for an Economic Injury Disaster Loan is December 16, 2020.
Paycheck Protection Program
The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll.
The U.S. Small Business Administration (SBA) will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities.
The Paycheck Protection Program will be available through June 30, 2020*.
- February 15, 2020 - your business, mortgage, rental contract, or business loan must have been in effect prior to this date.
- April 3, 2020 - the first date in which small business owners and non-profits can apply for this loan
- April 10, 2020 - the first date in which sole proprietors, independent contractors and self-employed individuals are eligible to apply for this loan
- June 30, 2020 - the final date to apply for this loan, unless funds are exhausted prior to this date.*
For more information, visit https://www.sba.gov/funding-programs/loans/paycheck-protection-program-ppp
L.A. County Business and Worker Disaster Help Center
With the support of the Los Angeles County Board of Supervisors, the Departments of Consumer and Business Affairs (DCBA) and Workforce Development, Aging and Community Services (WDACS) have launched the L.A. County Business and Worker Disaster Help Center, a new centralized call center and website providing free, one-on-one counseling and support for business owners and workers who have been adversely affected by the ongoing Coronavirus/COVID-19 emergency.
Whether you are a business owner struggling to keep your doors open or a worker who’s uncertain about their next paycheck, L.A. County now has a single location where you can get immediate help, tailored to your situation. You can get assistance from the L.A. County Business and Worker Disaster Help Center in the manner that’s most convenient to you:
- Telephone: (833) 238-4450
- Online: LACountyHelpCenter.org
- Email: DisasterHelpCenter@lacounty.gov
- Social media: @LACHelpCenter on Twitter, Facebook, and Instagram
The Business and Worker Disaster Help Center, operated jointly by DCBA and WDACS, is open to answer calls Monday to Friday from 8 a.m. to 4:30 p.m. With the support of our County partners, the Help Center is staffed with dedicated, helpful, and multilingual support. Participating County departments and State agencies include:
- L.A. County Chief Executive Office
- L.A. County Office of Emergency Management
- L.A. County Child Support Services
- L.A. County Counsel
- L.A. County Internal Services Department
- L.A. County Department of Public Social Services
- L.A. County Treasurer and Tax Collector
- L.A. County Library
- L.A. County Department of Public Health
- L.A. County Department of Regional Planning
- California Governor’s Office of Business and Economic Development (GO-Biz)