California Mortgage Relief Program
The California Mortgage Relief Program is providing financial assistance to get caught up on past-due mortgages or property taxes to help homeowners who have a mortgage, a reverse mortgage, or who are mortgage-free. Using $1 billion in federal funds, the grants help homeowners who have had a financial hardship during the COVID-19 pandemic. Assistance provided through this program is not a loan and does not need to be paid back. Learn more and apply at: https://camortgagerelief.org/
The California Employment Development Department (EDD) has several resources for workers dealing with hardships.
- If your employer has shut down or reduced hours, your hours have been cut, or you have been laid off, you can file for unemployment insurance: https://edd.ca.gov/Unemployment/Filing_a_Claim.htm
- If you are sick with COVID-19 or have been exposed and cannot work, you can file a disability insurance claim: https://edd.ca.gov/Disability/How_to_File_a_DI_Claim_in_SDI_Online.htm/
- If you are caring for someone else who is sick with COVID-19 and unable to work, file a claim for paid family leave: https://edd.ca.gov/Disability/How_to_File_a_PFL_Claim_in_SDI_Online.htm/
For other important Frequently Asked Questions from EDD: https://edd.ca.gov/about_edd/coronavirus-2019/faqs.htm#UIBenefits
Get Ahead LA Connects County Residents in Need with Free Financial Resources
The COVID-19 pandemic has brought significant financial challenges to many residents of Los Angeles County. To combat these challenges, the L.A. County Department of Consumer and Business Affairs’ Center for Financial Empowerment (CFE) has launched Get Ahead LA, a campaign to safely guide L.A. County residents to the financial resources they need to reach their financial goals.
Through Get Ahead LA, county residents can get connected to free financial resources that can help them get back on their feet. Whether it’s rental or food assistance, financial counseling, or help finding a job, Get Ahead LA can help people access the programs they need to get ahead.
LA County residents can find important resources to help them manage their unique financial challenges. Get Ahead LA will help residents find free resources including:
- Debt management and wealth building;
- Income boosts;
- Housing stability;
- Safe financial products; and
- Health services.
Get Ahead LA is a free, user-friendly online service available today at GetAheadLA.org.
Help for RPV Businesses
On April 7, 2020, the Rancho Palos Verdes City Council voted unanimously to create programs to provide financial assistance to small businesses in the City affected by the COVID-19 pandemic.
In 2022, the City Council extended the Small Business Financial Assistance Program for the third consecutive year since its implementation in 2020. The City reduced the business license tax to zero for small businesses within the City that generated less than $1.5 million in gross receipts.
To apply, and for frequently asked questions, visit the Business License Information page.
Small Business Development Center hosted by El Camino College
The Small Business Development Center (SBDC) hosted by El Camino College provides no-cost, expert entrepreneurial consulting, education, COVID-19 resources, and access to capital assistance to the small business community in the greater South Bay and Los Angeles area. SBDC is part of the Los Angeles Regional SBDC Network, which assists small business owners throughout the Los Angeles, Santa Barbara and Ventura Counties. For more information or to set up an appointment, call 310-225-8277 or visit southbaysbdc.org.