Financial Assistance

Renters
CA Rent Relief

CA COVID-19 Rent Relief Available to Income Eligible Households

Get ready California, rent relief is on the way. Income eligible households who need financial assistance for unpaid rent and utilities will be able to apply for help through the CA COVID-19 Rent Relief program. If you have experienced a financial hardship due to COVID-19, have past due rent or utilities, and have a household income that is not more than 80% of the area median income, you may be eligible to receive help to pay past due or future rent and utilities from the State of California. Landlords and renters can verify eligibility immediately by visiting HousingIsKey.com, or by calling 833-430-2122, and if eligible, apply.

Home Safe Program

Are you a senior behind on your rent?

Older adults facing eviction may qualify to receive financial assistance and rent relief. Call 213-610-1589 or email APShomesafe@wdacs.lacounty.gov with questions. Learn more: bit.ly/APSHomeSafe

Individuals

The California Employment Development Department (EDD) has several resources for workers dealing with hardships.

For other important Frequently Asked Questions from EDD: https://edd.ca.gov/about_edd/coronavirus-2019/faqs.htm#UIBenefits


Schedule Your Free Session With a Financial Navigator


Need help coping with financial difficulties related to COVID-19? L.A. County Financial Navigators are available to help you find resources during this difficult time. The Financial Navigators Program is designed to help residents deal with the financial impact of the COVID-19 pandemic, providing remote assistance in navigating critical financial issues and making referrals to other social services and resources. Trained Financial Navigators will provide structured guidance over the phone that will help people strategize around supports for disruptions to their income and other financial concerns.
 Some of the topics that may be discussed during the session may include:

  • Prioritizing payments for expenses like housing, food and insurance
  • Maximizing income, through accessing unemployment benefits, emergency loans and other public benefits
  • Managing debt by providing guidance on contacting and negotiating with creditors
  • Avoiding scams

For assistance, visit bit.ly/FinNav or call 800-593-8222.

Cobra

Lost your job? Your former employer must provide free COBRA insurance.

As part of the recently passed American Rescue Plan, L.A. County residents who lost their job over the last 18 months will be eligible to remain on their former employer’s insurance plan (through COBRA) at no cost until September 30.

All family members who were previously covered in your insurance plan will also be covered by this benefit. The expanded COBRA coverage also applies if you were shifted from full time to part time, if your status was changed by reduced business hours, or if you took a temporary leave of absence.

Learn more at dol.gov/COBRA-subsidy

Covered California Special Enrollment Period for Health Care Coverage due to COVID-19

Have you lost your health insurance due to COVID-19? If you’ve recently lost your coverage or will soon lose it, Covered California has issued a special enrollment period for those impacted by income changes, reduced hours or lay off due to COVID-19.

If the following circumstances apply to you, you may be eligible for health care coverage through Covered CA:

  • You’ve lost Medi-Cal coverage
  • You’ve lost your employer-sponsored coverage
  • Your COBRA coverage is exhausted
  • You are no longer eligible for student health coverage

To learn if you’re eligible, visit apply.coveredca.com To apply, you may apply online or call a Covered CA Certified Insurance Agent or Navigator for free and confidential enrollment help.

Those without access to the Internet can call Covered CA’s Service Center at 1-800-300-1506 for assistance with determining eligibility and/or applying for health care coverage.

Small Businesses

SBA COVID-19 Economic Injury Loans

In response to the Coronavirus (COVID-19) pandemic, small business owners, including agricultural businesses, and nonprofit organizations in all U.S. states, Washington D.C., and territories can apply for an Economic Injury Disaster Loan. The EIDL program is designed to provide economic relief to businesses that are currently experiencing a temporary loss of revenue due to coronavirus (COVID-19).

SBA is currently accepting new Economic Injury Disaster Loan (EIDL) applications from all qualified small businesses, including agricultural businesses, and private nonprofit organizations.

If you have already applied via the streamlined application portal, please do not resubmit your application.

For more information and to apply for a loan, visit SBA's EIDL Program website.

Help for RPV Businesses

On April 7, 2020, the Rancho Palos Verdes City Council voted unanimously to create programs to provide financial assistance to small businesses in the City affected by the COVID-19 pandemic.

2020 Business License Tax Refund
The City is offering registered businesses in Rancho Palos Verdes that generated less than $1.5 million in gross receipts in 2019 a one-time refund of their 2020 business license tax. 

To apply, and for frequently asked questions, visit the Business License Information page.

Small Business Development Center hosted by El Camino Collegela-sbdc

The Small Business Development Center (SBDC) hosted by El Camino College provides no-cost, expert entrepreneurial consulting, education, COVID-19 resources, and access to capital assistance to the small business community in the greater South Bay and Los Angeles area. SBDC is part of the Los Angeles Regional SBDC Network, which assists small business owners throughout the Los Angeles, Santa Barbara and Ventura Counties. For more information or to set up an appointment, call 310-225-8277 or visit southbaysbdc.org.

Help Center

L.A. County Business and Worker Disaster Help Center 

The L.A. County Business and Worker Disaster Help Center is a centralized call center and website providing free, one-on-one counseling and support for business owners, workers nonprofits, tenants and landlords who have been adversely affected by the ongoing COVID-19 emergency.

Whether you are a business owner struggling to keep your doors open or a worker who’s uncertain about their next paycheck, L.A. County now has a single location where you can get immediate help, tailored to your situation. You can get assistance from the L.A. County Business and Worker Disaster Help Center in the manner that’s most convenient to you:

The Business and Worker Disaster Help Center, operated jointly by the Departments of Consumer and Business Affairs (DCBA) and Workforce Development, Aging and Community Services, is open to answer calls Monday to Friday from 8 a.m. to 4:30 p.m. With the support of county partners, the Help Center is staffed with dedicated, helpful, and multilingual support.